National Home Prices Keep Increasing Despite Higher Mortgage Rates | Lisa Remillard

National home prices keep increasing despite higher mortgage rates

September 27, 2023

Home prices rose in July as low supply continued to frustrate buyers.

The S&P CoreLogic Case-Shiller National Home Price Index, which measures home prices across the nation, gained 1% from a year earlier in July, after holding steady the prior month.

On a month-over-month basis, the index increased a seasonally adjusted 0.6% in July.

Rising mortgage rates have pushed home-buying affordability near its lowest level in decades, reducing demand. But higher rates have also spooked potential home sellers  who would need to give up their low mortgage rate and buy another home at a higher rate. The supply of homes for sale has remained unusually low, supporting home prices.

The median existing-home sale price rose 3.9% in August from a year earlier to $407,100, according to the National Association of Realtors.

Read the S&P CoreLogic Case-Shiller National Home Price Index report here.

Read the Existing Home Sales Report from the National Assoc. of Realtors here.

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